Information We Collect

When you interact with intel-smart.com, we collect information that helps us provide better financial education services. This includes details you provide directly when enrolling in programs, contacting us, or using our learning platform.

• Contact details including email and phone for program communications
• Educational background and professional experience relevant to financial planning
• Learning preferences and areas of interest within budget management
• Technical data such as IP address, browser type, and device information
• Usage patterns on our educational platform and course materials

We also gather information automatically through cookies and similar technologies to understand how students navigate our educational content and identify areas where we can improve the learning experience.

How We Use Your Information

Your information serves specific educational purposes that directly benefit your learning experience. We don't sell personal data to third parties or use it for unrelated commercial activities.

We analyze learning patterns to identify which teaching methods work best for different types of students. This helps us refine our budget adjustment curriculum and create more effective educational experiences for future cohorts starting in autumn 2025.

Data Storage and Security

We implement multiple layers of security to protect your personal information, recognizing that educational data deserves careful protection. Our approach balances accessibility for learning purposes with robust security measures.

• Encrypted data transmission using TLS 1.3 protocol
• Regular security audits and penetration testing
• Access controls limiting staff interaction with personal data
• Backup systems with encrypted storage in multiple locations
• Incident response procedures for potential security breaches

We retain course-related information for seven years after program completion to provide ongoing support and verify educational credentials. Basic contact information may be kept longer with your consent for alumni communications and advanced course offerings.

Your Rights Under Vietnamese Law

Operating within Vietnam's legal framework, we ensure compliance with local data protection requirements while offering comprehensive rights regarding your personal information. These rights apply whether you're located in Vietnam or participating in our programs from elsewhere.

• Access Rights: Request complete details about what personal information we hold and how it's being used in your educational journey
• Correction Rights: Update or correct any inaccurate information in your student profile or learning records
• Deletion Rights: Request removal of your personal data, subject to educational record-keeping requirements
• Portability Rights: Receive your learning progress and educational data in a structured, machine-readable format
• Objection Rights: Opt out of certain data processing activities that aren't essential for course delivery

Vietnamese regulations require us to maintain certain educational records even after course completion. We'll explain which information must be retained and for how long when processing your requests.

Third-Party Services and Data Sharing

We work with carefully selected partners to deliver comprehensive budget adjustment education, but we don't share personal information unnecessarily. Each third-party relationship serves a specific educational purpose and operates under strict data protection agreements.

• Learning management system providers for course delivery and progress tracking
• Email service providers for educational communications and course updates
• Payment processors for secure handling of enrollment fees
• Analytics services to understand learning effectiveness (with anonymized data)
• Cloud storage providers for secure backup of educational materials

We require all partners to maintain equivalent security standards and limit data use to the specific services they provide. No third party receives permission to use your information for their own marketing or commercial purposes.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your learning experience and understand how educational content performs. You can control most cookies through your browser settings, though some are essential for basic functionality.

Analytics cookies help us identify which lessons are most effective and where students typically need additional support. This information guides curriculum improvements and helps us design better learning pathways for future budget adjustment programs.

Changes to This Privacy Policy

We review and update this privacy policy annually or when significant changes occur in our data processing practices. Major updates will be communicated directly to enrolled students and posted prominently on our website.

Minor clarifications or administrative changes will be updated on this page with a revised date. We encourage you to review this policy periodically, especially before enrolling in new courses or programs scheduled for 2025 and 2026.